How long is the 0% deferred interest period?

Eligible financing can include 0% deferred interest for up to 24 months, depending on the program and qualifications.

What projects can be financed?

Commonly financed exterior projects include roofing, siding, windows and doors, and decks.

How much can I finance?

Financing may be available up to $50,000, depending on approval and program terms.

Is the approval process slow?

No. The process is designed to be straightforward with quick decisions so projects can start without unnecessary delays.

Where do I apply or get started?

Start by requesting a free estimate and asking about current financing options at https://www.1stchoicmn.com/contact-us/.

Siding Contractor Archives | 1st Choice Remodeling LLC

Exterior Remodeling Tips, Financing & Planning, Roofing, Siding, Windows and Doors

0% Deferred Interest Financing for Exterior Home Remodels

Exterior Home remodel - 0% Deferred Interest Financing available

Financing for Exterior Home Remodels: Upgrade Now, Pay Over Time

Looking for 0% deferred financing exterior remodeling options? 1st Choice Remodeling offers flexible financing that can help you move forward with critical exterior upgrades—without putting your project on hold. In this guide, you’ll learn how 0% deferred interest can work, which projects it fits best, and how to apply quickly.

Why Homeowners Choose Financing for Exterior Remodeling

Exterior remodeling is not just about curb appeal. In Minnesota, your roof, siding, and windows protect your home against wind, snow load, ice, and extreme temperature swings. When repair becomes replacement—or when you want to invest in long-term efficiency—financing gives you the ability to act at the right time, not “someday.”

Stop small issues from becoming bigger repairs: Water intrusion and hidden rot can worsen quickly.
Improve energy efficiency: New windows and properly installed siding can reduce drafts and improve indoor comfort.
Spread out costs: Keep savings available for other priorities while completing a high-impact upgrade.
Stay on schedule: Avoid delaying a project because of timing or cash flow concerns.

What “0% Deferred Interest” Means (In Plain English)

With 0% deferred interest, you may have the opportunity to finance eligible exterior projects with no interest for a promotional period—as long as the terms are met. At 1st Choice Remodeling, the financing program includes 0% deferred interest for up to 24 months on qualifying projects.

Important note: “Deferred interest” is different from “no-interest installment.” The promotion can be an excellent option, but the key is understanding the promotional period and payment requirements. Your 1st Choice Remodeling representative can walk you through the details so you can choose the best plan for your situation.

Projects That Pair Well With Financing

Financing is especially helpful for projects where timing matters or where upgrades deliver lasting value. Homeowners commonly finance:

Roof replacement and storm restoration to protect the home envelope
Siding installation to improve durability, curb appeal, and maintenance needs
Window and entry door replacement to improve comfort and efficiency
Deck builds to expand outdoor living and enhance property value

When these upgrades are combined into one exterior plan, financing can also help you complete the work in a single coordinated timeline.

Financing Benefits Available Through 1st Choice Remodeling

1st Choice Remodeling offers financing structured to support real-world exterior remodeling budgets. Benefits include:

0% deferred interest for up to 24 months (on qualifying plans)
High loan limits—up to $50,000 for larger exterior projects
Competitive rates and long-term loans for flexible payment options
Quick approvals so your project can move forward without delays

To review current financing options, visit our financing page: https://www.1stchoicmn.com/financing/

How the Process Works: From Estimate to Approval

Schedule a free in-home estimate and discuss your project goals.
Review your scope and budget with a clear plan for materials, timeline, and installation.
Explore financing options with your representative and select a plan that fits your needs.
Receive an approval decision quickly so your project can be scheduled.
Start your remodel with a certified installation process and quality materials.

Ready to begin? Contact us here: https://www.1stchoicmn.com/contact-us/

Financing Is a Strategy, Not Just a Payment Method

0% Deferred Interest Financing

When used thoughtfully, financing helps you protect your home, plan upgrades around the season, and choose materials that deliver long-term performance. If you’re deciding between “repair now” and “replace right,” financing can help you choose the solution that reduces future headaches.

Call 1st Choice Remodeling at 763.515.6095 or request an estimate online to review your options.

FAQs: 0% Deferred Financing for Exterior Remodeling

How long is the 0% deferred interest period?: Eligible financing can include 0% deferred interest for up to 24 months, depending on the program and qualifications.
What projects can be financed?: Commonly financed exterior projects include roofing, siding, windows and doors, and decks.
How much can I finance?: Financing may be available up to $50,000, depending on approval and program terms.
Is the approval process slow?: No. The process is designed to be straightforward with quick decisions so projects can start without unnecessary delays.
Where do I apply or get started?: Start by requesting a free estimate and asking about current financing options: https://www.1stchoicmn.com/contact-us/

January 16, 2026

Siding

Siding Replacement and Repair: Protect and Transform Your Home’s Exterior

Quick Highlights: Why Siding Replacement and Repair Matters

Siding replacement and repair boosts your home’s curb appeal and structural integrity.
Properly maintained siding protects against moisture, pests, and extreme weather conditions.
New siding improves energy efficiency, lowering heating and cooling costs.
Unique and conventional siding designs can enhance your home’s aesthetics.
Professional installation ensures durability, longevity, and proper insulation.

Why Siding Replacement and Repair Is Essential

Your home’s siding acts as a protective barrier against the elements. Over time, exposure to weather, moisture, and wear can cause damage. Ignoring siding issues can lead to costly structural problems. Investing in siding replacement and repair enhances both protection and visual appeal.

Signs It’s Time for New Siding

Signs of Siding Disrepair

Not sure if your siding needs repair or replacement? Look for these common signs:

Cracks, warping, or loose panels
Frequent need for painting or fading color
Mold, mildew, or rot
Increased energy bills due to poor insulation
Visible water damage or interior wall stains

Conventional vs. Unique Siding Designs

Create Stand Out Unique Style with siding Replacement

Choosing the right siding style can dramatically change your home’s look. Conventional designs include:

Vinyl Siding – Affordable, low-maintenance, and available in various colors.
Fiber Cement – Durable and resistant to fire, moisture, and pests.
Wood Siding – Classic aesthetic with a natural appeal.

For homeowners seeking something unique, modern siding options include:

Mixed Materials – Combining stone, metal, or wood accents for a custom look.
Vertical Siding – A bold departure from traditional horizontal designs.
Dark-Colored Siding – Trending for a striking, contemporary appearance.

Updating your siding can create a personalized, eye-catching exterior.

Benefits of Professional Siding Replacement

New siding does more than enhance appearance. It offers functional advantages, such as:

Increased Energy Efficiency – Quality siding reduces heat loss and improves insulation.
Low Maintenance – Modern materials require minimal upkeep.
Improved Home Value – Fresh siding enhances resale appeal.
Protection Against Moisture – Prevents water damage and mold growth.

Cost Considerations for Siding Replacement and Repair

The cost of siding replacement varies based on material, home size, and labor. Here’s an overview:

Vinyl Siding – Affordable, ranging from $4 to $8 per square foot.
Fiber Cement – Durable but more expensive, averaging $6 to $12 per square foot.
Wood Siding – Elegant but high-maintenance, costing $8 to $14 per square foot.

Although upfront costs may seem high, energy savings and reduced maintenance make siding replacement a worthwhile investment.

Enhance Your Home with Professional Installation

Choosing a professional remodeling team ensures a seamless installation. Proper siding installation prevents issues like air leaks, water infiltration, and premature deterioration. At 1st Choice Remodeling, we offer expert siding replacement and repair to transform your home.

Get Started on Your Siding Project Today

Don’t wait until siding damage worsens. A timely upgrade protects your home and enhances its curb appeal. Contact us today for a consultation and estimate.

March 12, 2025

Siding

What Type Of Siding Is The Best Fit For My Project?

Choosing the right siding for your home can drastically enhance its curb appeal, protect it from the elements, and improve energy efficiency. With so many options available, it’s important to understand the pros and cons of each type to find the best fit for your project. Let’s take a look at four popular siding choices that can help you make the right decision:

Vinyl Siding

Vinyl siding is one of the most popular choices for homeowners due to its cost-effectiveness and low maintenance. It comes in a wide variety of colors and styles, offering versatility for different home designs. Vinyl is also durable, resistant to fading, and doesn’t need painting, making it a hassle-free option for many. If you’re looking for a budget-friendly siding solution that can stand the test of time, vinyl is a great choice.

Edco Steel Siding

For a sleek, modern look with outstanding durability, Edco steel is a top contender. Known for its resistance to fading, chipping, and cracking, steel siding is perfect for homeowners looking for long-term performance and minimal upkeep. It’s also incredibly strong, providing extra protection against harsh weather conditions, and offers a clean, contemporary appearance that can elevate any home’s exterior.

LP SmartSide with Diamond Kote Finish

If you love the aesthetic of traditional wood but want something that offers more durability, LP SmartSide with Diamond Kote Finish might be the right option for you. This siding combines the charm of wood with the strength of engineered materials, offering resistance to moisture, pests, and rot. Plus, the Diamond Kote finish provides a 30-year no-fade warranty, ensuring your siding stays vibrant and beautiful for decades. It’s perfect for homeowners seeking both style and longevity.

James Hardie Cement Board

For those looking for a timeless, classic look, James Hardie cement board is a standout option. It combines elegance with exceptional durability, offering protection against fire, pests, and extreme weather. This siding is also low-maintenance, making it a fantastic choice for homeowners who want a refined appearance without the hassle of constant upkeep.

Which One Is Right for You?

The right siding for your home depends on your style preferences, budget, and the level of maintenance you’re willing to commit to. Whether you want the affordability of vinyl, the modern appeal of steel, the traditional warmth of wood, or the lasting durability of cement board, there’s a siding solution that fits your needs.

At 1st Choice Remodeling, we specialize in helping homeowners choose the perfect siding for their projects. With our expertise, you can be sure you’ll get the best combination of quality, durability, and aesthetics. Contact us today to schedule a consultation and get started on enhancing the exterior of your home!

Contact 1st Choice Remodeling for more information or a free estimate.

January 31, 2025

Decks and outdoor living, Roofing, Siding, Storm Damage and Insurance Claims, Windows and Doors

Storm Damage Process

Storm Damage Process: What to Expect

The storm damage process can be overwhelming, but 1st Choice Remodeling makes it simple. Our experienced team helps homeowners restore their properties after hail or wind storms. We work directly with insurance carriers to ensure you receive a fair settlement that covers all necessary repairs.

Understanding the Storm Damage Process

Comprehensive Inspection – We assess your entire exterior to determine if storm damage justifies filing an insurance claim.
Damage Documentation – We take detailed photos and show homeowners the damage, especially areas like roofs, window cladding, fascia, and gutters.
Filing the Claim – If hail or wind damage is present, we recommend contacting your insurance carrier to start a property damage claim.
Insurance Adjuster Meeting – A 1st Choice Remodeling field representative meets the adjuster on-site to ensure all storm-related damage is documented.
Estimate Review & Revisions – We analyze the insurance adjuster’s repair estimate to confirm it covers all necessary repairs and fair pricing. If adjustments are needed, we submit a revised estimate using the same estimating software as the insurance company.
Agreement on Scope & Cost – Once 1st Choice Remodeling and the insurance carrier agree on scope and costs, homeowners receive a detailed estimate and payment to begin repairs.
Material Selection & Scheduling – Your 1st Choice representative helps you select materials, colors, and provides estimated start and completion dates.
Final Walkthrough & Completion – A field supervisor conducts a final inspection to ensure repairs meet our high standards. 1st Choice Remodeling then submits a completion invoice for final payment.

Get Help with the Storm Damage Process

Minnesota storms can cause serious exterior damage, but our team simplifies the storm damage process. Contact 1st Choice Remodeling today for a professional inspection and expert storm restoration services!